I have a 2000 cherokee and it's gone into write off status on my credit. The transmission is bad, and I took it to a mechanic,and it's more than the car is worth to fix. He wants to do a mechanics lean on it. Has anbody ever had one of these?
He no get his money, you no get your car. Simple as that.
If it's not worth what it is to fix it, let him keep it.
Well if you have the car in your possession when they put the lean on it, then you will not be able to do anything with the car, like sell it, until the lean is taken off of it. If the mechanic still has the car then you will have to pay them for the work they did before you can get the car back.
IF YOU OWE HIM MONEY--HE CAN PLACE A LIEN ON THE CAR WHICH CAN MAKE SELLING THE CAR DIFFICULT.
Ok if the bank still has the title not you, he's second in line. The bank gets the car first, when they auction it off if they can get more than you owe for it then the mechanic gets his money or some of it. If you have the title, then I think you have so long to pay them and if not you forfeit the vehicle and the mechanic can auction the car off to get the money you owe him.
I think every one about covered everything, Except the part ,when the car is auctioned off.
If it doesn't pay the rest of the car payments and the attach garage payments too .
If there is a balanced left you will have to pay it are they can sue for it. Car payments get payed off first they carry the first con track .
The car garage gets the rest . and you have to pay the rest of the balanced.